DeFi yield farming strategies have entered a maturation phase in late 2025, with average APYs stabilizing between 12-18% across major protocols. Curve Finance, Aave, and Convex lead the sector with sustainable returns backed by genuine protocol revenue rather than token emissions. Analysis from DeFi Llama shows that blue-chip liquidity pools like USDC-DAI on Curve now offer 14.2% APY, while ETH-stETH pairs on Lido yield 15.8%, attracting $89 billion in total value locked across yield-optimized platforms.
Financial advisors predict yield farming will evolve into a mainstream DeFi investment strategy by 2027, with institutional treasury management firms allocating 5-10% of portfolios to diversified yield farming positions as smart contract security and regulatory clarity improve.
